奉贤城芯低密墅区
上海「奉发左岸晶邸」
奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️ 可预约销售人员,专业一对一热情服务,让您用专业眼光去买房。(来电尊享内部优惠活动)
注:(免责声明:本篇分享文案非广告,所涉及的图文资料仅供参考,项目可能对项目细节等做进一步优化调整,具体以最终签订的买卖合同为准,在法律规定的范围内保有最终解释权。部分图片素材来自网络,如有侵权请联系小编删除,感谢支持。)
将推建面约99-121㎡高层
约143-153㎡叠墅
户型图首次曝光!
供应房源304套
指导价4.2万/㎡
The floor plans of the high-rise villas with a construction area of approximately 99-121㎡ and approximately 143-153㎡ have been exposed for the first time!304 houses are supplied with a guide price of 42,000/㎡
即将入市!

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
高层户型:
奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
别墅户型:
奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
「奉发左岸晶邸」即奉贤新城16单元28-05地块,位于美谷居住区:配套醇熟、发展势头正劲,属于的奉贤新城正芯。
"Fengfa Left Bank Jingdi" is Lot 28-05, Unit 16, Fengxian New Town. It is located in the Meigu residential area: with mature supporting facilities and strong development momentum, it belongs to the core of Fengxian New Town.
近年来,随着东方美谷产业核心的持续发展,16单元作为其周边居住区,同样迎来了大力开发。
而「奉发左岸晶邸」4.2万/㎡的房地联动价,必将成为聚睛南上海的置业者的青睐,从而催生新一波的置业狂潮。
In recent years, with the continuous development of the industrial core of Oriental Beauty Valley, Unit 16, as its surrounding residential area, has also received vigorous development.The combined real estate and land price of "Fengfa Left Bank Crystal Residence" of 42,000/㎡ will surely become the favor of homebuyers focusing on South Shanghai, thus giving rise to a new wave of home buying craze.

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
1 项目介绍
美谷居住区内,由国企奉发集团竞得的两幅地块28-05、28-01均已公示设计方案,案名为「奉发左岸晶邸」,均为高层+叠墅配置,容积率1.6,新房指导价4.2万/㎡!预计很快开放售楼处并入市!
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894 Welcome to inquire!☎️
1 Project Introduction In the Meigu residential area, the design plans of the two plots 28-05 and 28-01 won by the state-owned Fengfa Group have been announced. The project name is "Fengfa Left Bank Crystal Residence", both of which are high-rise + Stacked villa configuration, floor area ratio 1.6, new house guide price 42,000/㎡!The sales office is expected to open soon and be put on the market!

项目包括:4幢16层高层住宅(其中保障房9层);4幢4层多层住宅;1幢配套公建等。
左岸晶邸的产品将包含约99-121平高层,约143-153平叠墅,共计303套。这将是继奉发名邸后,奉贤新城后又一稀缺城区别墅供应!
The project includes: 4 16-story high-rise residential buildings (including 9 floors of affordable housing); 4 4-story multi-story residential buildings; 1 supporting public building, etc.The products of Zuoan Jingdi will include high-rise buildings with an area of approximately 99-121 square meters and villas with an area of approximately 143-153 square meters, totaling 303 units.This will be another scarce supply of villas in urban areas after Fengfa Famous Residence and Fengxian New Town!
项目效果图抢鲜看:

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
高层效果图:

叠墅效果图:

售楼处实景

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
项目四大特点,满足你的想象:
一.地处新城发展主轴,坐拥成熟中央生活区。项目位于南北贯穿新城的金海公路旁,沿线密布城市核心配套,区域内更有国妇婴、上海外国语大学附属奉贤实验幼儿园、小学、初中等加持,教育医疗全程无忧。
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894Welcome to inquire!☎️
The four major features of the project will satisfy your imagination: 1. It is located on the main axis of new city development and sits in a mature central living area.The project is located next to the Jinhai Highway that runs through the new city from the north to the south. It is densely covered with urban core supporting facilities. The area is also blessed by the National Maternity and Infants, Fengxian Experimental Kindergarten affiliated to Shanghai International Studies University, primary school, junior high school, etc., making education and medical care worry-free.
(学区以官方公示为准)
示意图

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二.两大千亿战略产业环绕,轨交强力加持。项目地处奉贤新城的战略产业承载地,“数字江海+东方美谷”两大千亿产业,助推板块势能强势跃升,引领新城未来发展。
同时将引入15号线南延伸(已公示选线,开工在即),与5号线交汇形成双轨格局,串联市区产业核心,进一步强化资源聚集,成就产业高地!
而且项目地处新城门户,通过金海公路-虹梅南路隧道直连中环,可快速联动市区,交通区位十分便利。
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894 Welcome to inquire!☎️
2. Surrounded by two strategic industries worth hundreds of billions, and strongly supported by rail transit.The project is located in the strategic industry carrying area of Fengxian New City. The two major industries of "Digital Jianghai + Oriental Beauty Valley" have boosted the potential of the sector and led the future development of the new city.At the same time, the southern extension of Line 15 will be introduced (the line selection has been announced and construction will start soon), which will intersect with Line 5 to form a dual-track pattern, connect the urban industrial core, further strengthen resource aggregation, and create an industrial highland!Moreover, the project is located at the gateway of the new city and is directly connected to the Central Ring Road through the Jinhai Highway-Hongmei South Road Tunnel. It can quickly connect to the urban area and the transportation location is very convenient.
15号线示意图

三. 1.6低密墅质社区,实力国企匠心打造。美谷住区去年上市1550套新房,全部为高层房源,别墅产品尤为臻稀,而本项目可谓是城芯难得低密墅区!宜居舒适的同时,享受静谧高端的墅质圈层。
其开发商奉发集团,12年来深耕奉贤,造就了一系列城市地标,品质与口碑双重保障!
3. 1.6 low-density villa quality community, built with the ingenuity of a powerful state-owned enterprise.There were 1,550 new houses on the market in Meigu Residential Area last year, all of which are high-rise properties. Villa products are particularly rare, and this project can be said to be a rare low-density villa area in the core of the city!It is livable and comfortable while enjoying the quiet and high-end villa quality.Its developer, Fengfa Group, has been deeply involved in Fengxian for 12 years and has created a series of urban landmarks, guaranteeing both quality and reputation!
示意图

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
四.高层均价仅3开头,极具价格优势。高层楼栋采用两梯两户设计,空间利用率高,出行便捷,同时对标市区高端住宅,舍弃连廊,提升私密性与安全性,这是在包括奉贤在内的新城里,罕有的设计!
项目现有约99-121平高层房源。
周边纯高层项目销售均价已达到4.2万/平、最高房地联动价4.3万/平,而奉发左岸晶邸高层房源均价仅3字头起,价格优势一目了然!
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894 Welcome to inquire!☎️
4. The average price of high-rise buildings starts with only 3, which is a great price advantage.The high-rise building adopts a two-staircase and two-family design, which has high space utilization and is convenient for travel. At the same time, it is similar to high-end residential buildings in urban areas and abandons corridors to improve privacy and security. This is rare in new cities including Fengxian. design!The project currently has approximately 99-121 square meters of high-rise housing.The average sales price of pure high-rise projects in the surrounding areas has reached 42,000/square meter, and the highest real estate-land linkage price is 43,000/square meter. The average price of high-rise housing in Fengfa Zuoan Jingdi only starts with 3 characters. The price advantage is clear at a glance!
价格示意图
兼具高能级配套+高成长性+价格优势,国企匠造『奉发左岸晶邸』,火热在售中。
奉发左岸晶邸 示意图

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
01
新城中央轴线
繁华实景呈现 纵享高阶配套
奉发左岸晶邸所在的金海公路,南北串联奉贤新城核心地标、繁华商业、生态名片、战略产业,当之无愧中央黄金发展轴线!
向南,依次坐落万亩中央森林公园、九棵树未来艺术中心、南上海体育中心(规划)、上海之鱼、龙湖奉贤天街......
向北,新城产业核心、成熟美谷住区,直连虹梅南路隧道、中环路,一键融入市区。
The prosperous real scene presents the high-end facilities. The Jinhai Highway where Fengfa Zuoan Jingdi is located connects the core landmarks, prosperous commerce, ecological business cards, and strategic industries of Fengxian New City from the north to the south. It is worthy of being the central golden development axis!To the south, there are Ten Thousand Mu Central Forest Park, Nine Trees Future Art Center, South Shanghai Sports Center (planning), Shanghai Fish, Longhu Fengxian Street... To the north, the industrial core of the new city and the mature beauty valley. The residential area is directly connected to Hongmei South Road Tunnel and Middle Ring Road, integrating into the urban area with one click.
区位示意图

坐享央轴发展红利的同时,美谷住区也已步入成熟阶段。
直线距离项目不到3km的龙湖金汇天街已开业(距离数据来源百度地图),周边还有龙湖运营的3.6万方社区精品商业贤丰城(在建),总占地约5万平的医疗健康商业综合体绿地·康美谷已部分完工。
项目一路之隔便是上海外国语大学附属幼儿园、实验小学、实验中学,共享名校丰富教育资源。(学区以官方公示为准)
While enjoying the dividends of central axis development, Meigu residential area has also entered a mature stage.Longfor Jinhuitian Street, which is less than 3km away from the project in a straight line, has opened (distance data comes from Baidu Map). There is also the 36,000-square-meter community boutique commercial Xianfeng City (under construction) operated by Longfor nearby, with a total area of about 50,000 square meters of medical facilities. The healthy commercial complex Greenland Kangmeigu has been partially completed.Across the road from the project are the Shanghai International Studies University-affiliated kindergarten, experimental primary school, and experimental middle school, sharing the rich educational resources of famous schools.(The school district shall refer to the official announcement)
上外附属奉贤实验中学 实景图 来源奉贤官微

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
国妇婴奉贤院区已启用,新华医院奉贤院区预计在2024年完工,复旦儿科奉贤院区正在规划中,官方力争今年开工。(节点来源奉贤官微)
周围还有S4高速、大叶公路(高架段已通车)、浦星公路、东方美谷大道等重要路网,以及轨交5号线、15号线(规划待建),对外出行十分便利。
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894Welcome to inquire!☎️ The National Maternity and Infant Fengxian Campus has been opened. The Fengxian Campus of Xinhua Hospital is expected to be completed in 2024. The Fengxian Campus of Fudan Pediatrics is under planning, and officials strive to start construction this year.(Node source: Fengxian official Weibo) Surrounded by important road networks such as S4 Expressway, Daye Highway (the elevated section has been opened to traffic), Puxing Highway, Dongfang Meigu Avenue, as well as Rail Transit Line 5 and Line 15 (planned to be built) ), it is very convenient for traveling.
项目配套示意图

美谷住区凭借着强大的区位优势,在近年来陆续吸引了保利、象屿、光明、奉发、中建等实力开发商先后落子,造就了一次次新房热潮。
而今繁华已实景呈现,奉发左岸晶邸,坐拥新城央轴,即将C位出道!
Relying on its strong location advantages, Meigu Residential Area has attracted powerful developers such as Poly, Xiangyu, Guangming, Fengfa, and China Construction in recent years, creating a wave of new housing booms.Now the prosperity has been revealed in real life. The Crystal Residence on the Left Bank, sitting on the central axis of the new city, is about to debut in the C position!

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️
俯瞰图 来源网络
02
战略产业高地
轨交强力加持 抢占时代先机
产业逻辑,是城市发展的不二法则。
进入十四五期间,全市都在大力布局和发展新兴产业,凭借着潜力大、增速快的特点,谁能占领产业高地,就能抓住突破性的发展机遇。
而奉贤新城的“战略王牌”,就是东方美谷和数字江海。
东方美谷,世界级康美产业“硅谷”。东方美谷核心区位于金海公路西侧,经过多年发展,已经破茧成蝶,成为奉贤新城的一张产业名片。
Rail transit strongly supports the industrial logic of seizing the opportunities of the times and is the only law for urban development.Entering the 14th Five-Year Plan period, the city is vigorously deploying and developing emerging industries. With its high potential and fast growth, whoever can occupy the industrial highlands will be able to seize breakthrough development opportunities.The “strategic trump cards” of Fengxian New City are Oriental Beauty Valley and Digital Jianghai.Oriental Beauty Valley, the "Silicon Valley" of world-class Kangmei industry.The core area of Oriental Beauty Valley is located on the west side of Jinhai Highway. After years of development, it has emerged from its cocoon and become an industrial business card of Fengxian New Town.

东方美谷示意图 来源网络
数字江海,全新战略产业区。TA是五大新城战略中,首个落地的数字产城融合造城计划,被奉贤官方誉为新城“一号工程”,开发体量230万平方米,和东方美谷一样剑指千亿年产值!
The schematic diagram of Oriental Beauty Valley comes from Digital Jianghai, a new strategic industrial zone.TA is the first digital industry-city integration city-building plan among the five new city strategies. It is hailed by Fengxian officials as the "No. 1 Project" of the new city. The development volume is 2.3 million square meters. Like Oriental Beauty Valley, it aims to have an annual output value of 100 billion. !
数字江海示意图 来源官方
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就在今年年初,奉贤官方表示,确保15号线南延伸工程今年能够实现开工。
这条被誉为是奉贤生命线的15号线南延伸,横贯上海南北,从宝山到长宁、徐汇、闵行、奉贤,途经9个高校,3个国家级的科创园区!
该线将东方美谷与数字江海与重量级科创园区打通,接入市区交通网络,从而刺激经济新一轮的发展。
这或许才是这条轨交的战略意义!也是官方不遗余力的孕育培养新兴产业的最佳佐证!
轨交即将开工,产业核心方兴未艾,而奉发左岸晶邸正位于产业住区中芯,同频新城腾飞,把握时代先机,就在当下。
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894 Welcome to inquire!☎️
Just at the beginning of this year, Fengxian officials stated that they would ensure that the south extension project of Line 15 can start construction this year.This Line 15, known as the lifeline of Fengxian, extends southward, traversing the north and south of Shanghai, from Baoshan to Changning, Xuhui, Minhang, and Fengxian, passing through 9 universities and 3 national-level science and technology innovation parks!The line connects the Oriental Beauty Valley with Digital Jianghai and major science and technology innovation parks, and connects it to the urban transportation network, thereby stimulating a new round of economic development.This may be the strategic significance of this rail transit!It is also the best evidence that the government spares no effort to cultivate emerging industries!The rail transit is about to start construction, and the industrial core is in the ascendant. Fengfa Zuoan Jingdi is located in the
15号线示意图 来源 奉贤官方公布

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03
低密水岸精邸
高端墅质圈层 悠然静谧生活
随着城市的深入开发,规划更加注重的实用性,尤其是城区住宅,高容积率将成为主流。
而位居城芯的奉发左岸晶邸,容积率仅1.6,同时北邻天然河道,将打造成难得的低密水岸墅区,居住体验更舒适!
高层+叠墅的配置,进一步提升了社区的圈层质感,同时北高南低的楼栋布局,高层也将拥有更加开阔的楼间距,在保证私密感的同时,前后视野无遮挡,拥揽生态景致。
晶幕高层楼栋,采用公建化立面,极简现代风格,阔景阳台、大面积玻璃,端庄大气。
采用两梯两户的设计,空间利用率高,业主可拥有宽敞的开门空间,出行也更加方便快捷。
对标市区高端住宅,舍弃了高层连廊,私密性与安全性得到双重提升,也让住宅拥有更好的采光和通风,真正可以做到南北通透,这才是名副其实的好房子!
High-end villas provide a leisurely and quiet life. With the further development of the city, planning will pay more attention to practicality. Especially for urban residences, high floor area ratio will become the mainstream.Fengfa Left Bank Jingdi, located in the core of the city, has a floor area ratio of only 1.6 and is adjacent to a natural river to the north. It will be built into a rare low-density waterfront villa area, with a more comfortable living experience!The configuration of high-rise + stacked villas further enhances the community's circle quality. At the same time, the layout of the buildings is high in the north and low in the south. The high-rise buildings will also have wider spacing between buildings. While ensuring a sense of privacy, the front and rear views are unobstructed and the crowds are surrounded. Ecological scenery.The crystal-screen high-rise building adopts a public-facade facade, a minimalist modern style, a wide-view balcony, and a large area of glass, making it dignifi
高层示意图叠墅示意图


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社区内部打造一带两轴三核的精致公园谧境。
北侧沿河景观绿带;内部贯穿阳光草坪轴、落英缤纷轴;规划“中央绿化核、休闲养心核、公共会客厅”三大功能组团。
多重花园路径串联,还原生活本该有的诗情雅意。
Fengfa Zuoan Jingdi sales office phone number: 400-998-7894 Welcome to inquire!☎️
Create an exquisite park and tranquil environment with two axes and three cores within the community.There is a landscape green belt along the river on the north side; the sunshine lawn axis and the colorful axis of fallen flowers run through the interior; three functional groups are planned: "central green core, leisure and wellness core, and public living room".Multiple garden paths are connected in series to restore the poetic elegance that life should have.
示意图

奉发左岸晶邸售楼处电话:400-998-7894欢迎来电咨询!☎️ 可预约销售人员,专业一对一热情服务,让您用专业眼光去买房。(来电尊享内部优惠活动)
注:(免责声明:本篇分享文案非广告,所涉及的图文资料仅供参考,项目可能对项目细节等做进一步优化调整,具体以最终签订的买卖合同为准,在法律规定的范围内保有最终解释权。部分图片素材来自网络,如有侵权请联系小编删除,感谢支持。)
二、建筑基础知识:
1、三通一平:是指在土地开发时进行的通水、通电、通路、土地平整。
2、七通一平:给水、排水、电力、通讯、燃气、热力、道路通和土地平整。
3、占地面积:红线范围内的面积。
4、建筑面积:指建筑物外墙(柱)勒脚以上各层外围水平投影面积之和,包括阳台、挑廊、地下室、室外楼梯等。
5、销售面积:指商品房按套出售,其销售面积为购房者所购买的套内建筑面积与应分摊面积的共有建筑面积之和。
6、使用面积:指住宅各层面平中,直接供住户生活使用的净面积之和(在住房买卖中,一般不采用使用面积来计算价格)。
7、公摊面积标准:指商品房销售中应分摊计入销售面积的商品房中公共建筑空间的面积,由两部分组成:一)室内外楼梯、内外廊、公共门厅、通道、电梯、配电房、设备层、设备用房、结构转换层、技术层、空调机房、消防控制室、为整栋楼层服务的值班警卫室,建筑物内的垃圾房以及突出屋面有围护结构的楼梯间、电梯机房、水箱间等;二)套单元与公用建筑空间之间的分隔以及外墙(包括山墙)墙体水平投影面积。
公用建筑面积分摊系数:公用建筑面积/套内建筑面积之和。
8、实用面积:建筑面积扣除公共分摊面积后的余额。
9、计租面积:住宅用房按使用面积计算,非住宅用房按建筑面积计算。
10、套内建筑面积:指商品房套内各部分建筑面积的总和。
套内建筑面积=套内使用面积+套内墙体面积+阳台建筑面积
套内建筑面积=套内使用面积/标准层的使用面积系数
11、容积率:总建筑面积/总用地面积(多层容积率大致为3,高层为5,超高层为7,别墅为0.3-0.45左右、容积率越低,居家环境越好、单价高、品质高;容积率越高,单价低、品质低)
12、建筑密度:基底面积之和/总占地面积*100%
13、绿化率:指项目规划建设用地范围内的绿化面积与规划建设用地面积之比。
公式:植被垂直面积/占地面积*100%
14、绿地率:所有住宅各类绿地面积与住宅总用地面积的比例。新区建设中不应低于30%,旧区改造时不宜低于25%(不包括屋顶、晒台的人工绿地)。
绿化覆盖率>绿化率(绿化所占面积)>绿地率
15、得房率:套内建筑面积/套建筑面积(销售面积)之比
套内建筑面积=套内使用面积+套内墙体面积+阳台建筑面积
套建筑面积=套内建筑面积+分摊的公用建筑面积
16、开间:住宅房子的横向宽度。进深:住宅的实际长度。
17、层高:指下层地板面到上层楼面的高度,包括楼板厚度,以米为单位。
18、净高:指层高减去楼板厚度的净剩值,即楼板上表面至上层楼板下表面的距离。
19、绿地面积:指能够用于绿化的土地面积,不包括屋顶绿化、垂直绿化和覆盖土小于2平方米的土地。
20、跃层式商品房:上、下两层楼,客厅为两层高,没有封。
21、复式楼:楼梯连接两层,客厅只有一层高。
22、错层:房内高度不一至,一米以内分离。
23、砖混结构:由砖和混凝土组成,承重墙(四面不能动,梁柱都不能动)。
24、框架结构:指以钢筋混凝土浇捣成承重梁柱,适合大规模工业化施工,效率较高,承重墙在梁柱,墙面可以自由打通。其次还有:砖木结构、钢筋混凝土、框简结构、钢体结构等。
25、房屋的耐用年限:指房屋能够维持正常使用的年限,与设计的标准、建筑的材料、施工质量、使用状况、维护保养相关。
钢筋结构:60-80年砖混结构:40-60年砖木结构:30-50年其他:15年以下
26、土地计量单位:
1平方公里=100万平方米(km2)1公顷=1万平方米(hm2)
1公顷=15亩1亩=667平方米
27、住宅的楼层划分的规定:
低层住宅为:1-3层多层住宅为:4-6层中高层住宅:7-9层
高层住宅为:10-30层超高层住宅为:40层以上返回搜狐,查看更多
附:买房必看的房产小知识>>>
1、什么是商品房?
是指在市场经济条件下,通过出让方式取得土地使用权后开发建设的房屋,均按市场价出售。商品房根据其销售对象的不同,可以分为外销商品房和内销商品房两种。
2、新房与二手房的区别?
(1)新房
新房是指房地产开发商依法取得土地使用权后,在土地上建造并取得政府批准销(预)售的商品房。房屋根据用途分为住房和商用房。
(2)二手房
二手房是已经在房地产交易中心备过案、完成初始登记和总登记的、再次上市进行交易的房产。
二手房是相对开发商手里的商品房而言,是房地产产权交易二级市场的俗称。包括商品房、允许上市交易的二手公房(房改房)、解困房、拆迁房、自建房、经济适用房、限价房。
3、房屋类型
(1)低层:
低层房屋是指高度低于或等于10米的建筑物,一般是1-3层建筑物,如平房、别墅等。
(2)别墅:
改善型住宅,在郊区或风景区建造的供休养用的园林住宅。
分为以下5种:独栋别墅、联排别墅、双拼别墅、叠加式别墅、空中别墅。
(3)小高层:
人们一般把8层至12、13层的建筑称为“小高层”。小高层住宅一般采用钢筋混凝土结构,带电梯。小高层有多层亲切安宁、房型好、得房率高的特点,又有普通高层结构强度高、耐用年限高、景观系数高,污染程度低等优点,很受购房人欢迎。同时,小高层对土地的利用率提高,土地成本相对下降,很受房地产开发商的青睐。所以,近年来中心城区小高层如雨后春笋,越来越多。
(4)多层:
多层房屋指高于10米、低于或等于24米的建筑物。多层房屋一般为4-8层,一般采用砖混结构,少数采用钢筋混凝土结构。多层房屋一般规格(房型)整齐,通风采光状况好,空间紧凑而不闭塞。与高层相比,多层房屋公用面积少,得房率相应提高,这是很多人喜欢多层房屋的主要原因。
4、房屋结构
(1)复式
复式住宅在概念上是一层,但层高较普通的住宅高,可在局部掏出夹层,安排卧室或书房等内容,用楼梯联系上下。其目的是提高住宅空间利用率。
(2)跃层
跃层住宅是一套住宅占两个楼层,有内部楼梯联系上下层;一般在首层安排起居、厨房、餐厅、卫生间,最好有一间卧室,二层安排卧室、书房、卫生间等。
(3)平层
平层户型是小面积里最常见的户型,适合普通家庭居住。是指一套房屋的厅、卧、卫、厨等所有房间均处于同一层面上。
优:经济实用、面积利用率较大、室内无任何障碍;
缺:没有功能区分,对于稍大面积的房间来说,变化大。
(4)错层
错层一般是120平米以上面积的房子,如果能够买的这个面积的房子,可以装修成错层。
优:室内各功能用房在不同的平面上,用2-4个台阶进行隔断各个功能居室互不干扰;
缺:由于室内有台阶,老年人或者儿童在夜间使用容易摔跤;采光通风不太好。
5、居住面积
住宅的居住面积是指住宅建筑各层平面中直接供住户生活的居室净面积之和。所谓净面积就是要除去墙、柱等建筑构件所占的水平面积。
6、房地产产权
房地产产权指房屋所有权和该房屋占用国有土地的使用权,房地产所有者对其所有的房地产享有占用、使用、收益和处分的权利。
7、什么是按揭
按揭是指按揭人将房产的产权转让给提供贷款的银行作为还款保证,按揭人在还清贷款后,按揭受益人立即将所涉及的房产产权转让给按揭人的行为。
8、什么是住房公积金
住房公积金是一种义务性的住房长期储金。住房公积金制度是结合我国城镇住房制度改革的实际情况而实行的一种房改政策,指有关住房公积金的归集、管理、使用、偿还等诸环节有机构成的整个运行机制和管理的制度。
9、住房贷款
(1)什么是个人住房抵押贷款
是借款人购、建、修住房时以借款人或第三者能自主支配的房地产作为抵押物,向银行申请一定数额借款的一种贷款方式。借款人到期不能归还贷款本息的,贷款银行有权依法处分其抵押房地产以获得清偿。
(2)什么是个人住房担保贷款
是指借款人或第三人以所购住房和其他具有所有权的财产作为抵押物或质物,或由第三人为其贷款提供保证,并承担连带责任的贷款。借款人到期不能偿还贷款本息的,贷款银行有权依法处理其抵押物或质物,或要求保证人承担连带偿还本息责任。
“12.14”新政后上海贷款&首付怎么算?
2023年12月14日,上海突发两条新政,涉及了商贷,所以商贷和公积金贷款不同情况匹配条件也不同,需要根据住宅类型、购房套数认定,可自行匹配下方表格↓↓↓
1月3日起有所调整
1,取消公积金人均面积要求
2,全国范围贷过一次公积金,现在结清且名下上海无房算首套;上海有房算二套。
全市范围内,首套房最低首付款比例下调为30%;
二套房最低首付比例根据住房所在区域进行调整,临港以及嘉定、青浦、松江、奉贤、宝山、金山6个行政区的住房降至40%;其他区域全部调整为50%。
10.30公积金新政执行:
3.上海买房各税费明细:
2023年房产税:
合同价小于或等于88860 税率为0.4%。
合同价大于88860 税率为0.6%。
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